Pool Financing
Your dream backyard, an affordable monthly payment.
Flexible pool financing built for Central Valley homeowners — with fast approvals, competitive rates, and monthly payments designed to fit your family’s budget.
Why Finance Your Backyard
A beautiful backyard, without draining savings.
Most families don’t pay cash for a new roof, a kitchen remodel, or a custom pool — and they shouldn’t have to. Financing lets you transform your backyard now and pay for it over time, while your family starts enjoying it right away.
We partner with top-tier lenders that specialize in pools and home improvement, so the terms, limits and approvals actually fit the kind of project you’re building.
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What's Included
One loan for the whole backyard.
New custom pool construction
Spas & attached water features
Pool remodeling projects
Pool renovations & resurfacing
Equipment & automation upgrades
Concrete decking & patios
Pavers & hardscaping
Outdoor kitchens & bars
Fire pits & fireplaces
Pergolas & shade structures
Landscape & lighting packages
Full backyard transformations
Years building
Counties served
In-house crews
A+
Local reputation
Why Homeowners Choose Our Financing
Lending built around backyard projects.
Flexible terms
Loan terms typically from 15 to 30 years so monthly payments fit comfortably alongside the mortgage.
Affordable monthly payments
Stretch your investment into payments that fit your family’s budget — not one big lump sum up front.
Fast approval process
Most decisions will be made within 3 business days.
Built for big projects
Loan amounts that actually cover full backyard transformations — pool, hardscape and outdoor living.
Adds long-term value
A well-built pool and outdoor living space increases the enjoyment — and the value — of your home for years.
Family-friendly planning
We help you design and finance a backyard your kids, grandkids, and guests will actually use all summer long.
How It Works
Three simple steps to break ground.
01
Pre-Qualify
Quick soft credit check — no impact to your score. Most homeowners get a decision in just minutes.
02
Design Together
We refine your custom pool and backyard plan knowing exactly the budget you're working with.
03
Finalize & Build
Lock in your loan, sign the build agreement, and our team breaks ground on your new backyard.
Common Questions
Answers, before you ask.
From timelines and inspections to plaster, payments and pool safety — the questions homeowners ask us most often.
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01 How long will it take to build my pool?
Most New Creation Pools are built in 4 to 6 weeks and Pool Spas are built in 6 to 8 weeks. This also depends on weather and timely material selections.
02 How much damage will be done to the existing yard during construction?
This really depends on your yard. If you have a newf home with no backyard landscape it’s very minimal. If during excavation we need to drive over existing landscape to access the pool area or dig the pool in an area that has existing grass or sprinklers, the repairs could be extensive. Most irrigation and drain lines must be relocated or repaired. We help identify those lines and possibly can complete minor drain line repairs but other repairs are not included in the contract as we have no idea what the extent of additional work would be.
03 I see the drawing but where will the pool actually be?
04 Where do I select my tile and other decorative features?
Tile can be selected from SCP 7337 West Goshen Ave Visalia CA 93291. The stone is not selected at SCP. If real stone is included in your project I have several samples but you can go to Pedregal 2310 East Main Visalia. Colored Quartz and Pebble Plasters would also have to be selected. SCP also has samples of Fusion Pebble and Sparkle Quartz. It is good to get everything selected soon to avoid construction delays.
05 How long will my fence be down to access the backyard?
We typically remove fencing the day before the dig. Once the dig is complete, we secure the fencing although depending on access we will use that same access for plumbing rebar, gunite and concrete.
06 What is the payment schedule?
The Contractors State Licensing Board allows a contractor to collect $1,000.00 or 10% of the contracted amount whichever is less when the contract is signed. Payments for the remainder of the contract are billed as said work is completed. For example, a typical payment at pool dig is $8,000.00. Any amount billed above that amount would be excessive and illegal. Other payments are typically due at Gunite, Concrete and Plaster completion. Most pool projects have 5 payments as work is completed. Pool lenders will pay the contractor direct and there are usually 4 payments and no down payment if the entire contract amount is financed.
07 Why is the bottom step not shaped with rebar?
The Bottom step is formed up when the gunite is placed.
08 How do they get the gunite, concrete and plaster to my backyard?
Gunite, concrete and plaster are pumped to the rear yard through a hose. Both the pump for concrete and the compressor for gunite are very loud so please inform your neighbors before that work is done. Usually the street in front of your house needs to be available for these trucks and the driveway could be blocked.
Begin
Your backyard, reimagined.
Tell us about your home, your land, and the way you’d like to live outside. We design a private consultation around your vision.
Now booking projects for 2026